Change Capital USA Accounts Receivable Financing (Invoice Factoring)
Business Sector
Asset Management
Business Services
Credit Services
Financial Services
Start-Up? Turn-Around? Growing? Expanding? Accounts Receivable Financing is the process of selling commercial accounts receivables in order to obtain immediate cash payment for your invoices before their actual due date. A/R Financing differs from borrowing in that your receivables are actually sold rather than merely offered as collateral.  The net result is that you can convert invoices into immediate operating cash so that you don’t have to wait 30, 60, 90 days or more for your customers to pay. Within 24 hours of approval, we can start advancing 80% of your invoices on a daily or weekly basis.  When your customers send payment in your name to a bank lockbox, we forward the remaining 20% to you, minus a small invoice discount fee. There are no restrictions on how you use the money, no long term commitments and no up-front costs. Are there limits on the amounts that Change Capital USA will advance? NO. Because our cash advances are linked to your invoices, there are no limits on the amounts we can fund. Advances increase in line with your sales. So, as your business grows, so does the amount of funding available to you. This is a sharp contrast to bank overdrafts, which require regular re-negotiation and arrangement fees. Why can you provide funding when my bank turned me down? We can approve funding for start-ups and companies with credit issues because our cash advances are based on the credit worthiness of your customers – not yours. Another advantage is that if one of your customers bankrupts, you still get paid. How long does it take to get approved? We can get you approved in three to four days. You apply online. There are no application fees and we do not require cash flow projections or complicated paperwork. This sounds like a good way to get the working capital I need. Who do I call?   Alex Logan Tel: 877-661-5811 Se habla español